Nowadays, there are multiple ways to pay for medical care. One option is direct primary care. Here is a bit of information about this type of patient-provider arrangement and what it covers.
What Is Direct Primary Care?
Direct primary care (DPC) is a medical expense payment model in which the patient pays their healthcare provider directly. The financial arrangement does not involve an insurer. As a result, the provider is not required to file an insurance form, and neither is the patient.
What Are the Benefits Associated With This Type of Direct Arrangement?
Here are a few of the advantages of DPC:
How Is the DPC Monthly Fee Assessed?
The monthly fee assigned to a patient is based on several factors, including their age and the physician's medical specialty. In addition, fees are higher when more family members share the plan.
What Does the Monthly Fee Cover?
Services that would typically be offered by a primary care physician are included in the monthly fee. Consequently, preventive services, consults, and comprehensive medical care are usually included.
Nevertheless, the monthly fee does not cover hospital visits, emergency or urgent care, and specialist services. Additionally, prescription medications are not covered.
Does a Person With Direct Primary Care Need Insurance?
Insurance may still be helpful for a patient with DPC. Many DPC patients maintain a high deductible plan or a health savings account. Prescription coverage may also be helpful.
To learn more about direct primary care, schedule a consultation with a direct primary care physician in your local area.